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Getting started

What is Finnari?

Finnari is a budgeting app built for people who've tried budgeting apps before and bounced off them. It pairs simple, visual budgeting with Finn, a companion who nudges you at the right moment instead of burying you in numbers.

Do I need to link a bank account to use it?

No. You can add accounts manually and track spending yourself, or link a bank account so transactions come in automatically. Both work. Linking just saves you typing things in by hand.

Is there a free version?

Yes. Finnari has a free plan that covers the core budgeting features. Finnari Premium unlocks additional features for people who want more. Details are on the app's pricing screen.

What devices does Finnari work on?

Finnari is available on iOS and Android.

Budgets & Safe to Spend

What does "Safe to Spend" mean?

It's the amount you can genuinely spend right now without messing up your budget: your income, minus what's already set aside for bills and budgets, minus what you've spent so far. One number, always accurate, no mental math required.

How do budgets work?

You set a budget for each category (groceries, dining out, whatever matters to you), and Finnari tracks what you spend against it in real time with a simple progress bar. No spreadsheets.

What happens if I go over a budget?

Nothing punitive. Finn will let you know, calmly, and help you figure out what to do next, whether that's adjusting the budget or moving money from somewhere else. Finnari is built to never shame you for a rough week.

Does my budget roll over month to month?

Yes. Leftover budget can roll into the next period depending on how you've set that category up, so a good month can cushion a harder one.

Goals

What are Goals?

Goals are for anything you're saving toward or paying down: an emergency fund, a holiday, a credit card balance. Finnari tracks your progress and paces it out so the goal actually feels reachable.

Can Finnari help me pay off debt?

Yes. Goals work for pay-down targets like credit cards or loans as well as save-up targets, with the same progress tracking either way.

How do I put money toward a goal?

You can move money into a goal manually, or tag transactions to it as you spend or save. Finnari keeps the goal's progress accurate either way.

Finn

Who, or what, is Finn?

Finn is Finnari's companion character, a fox who keeps half an eye on your budget so you don't have to check it constantly. Finn notices things like a bill coming up or a category running hot, and says something about it before it becomes a problem.

Will Finn make me feel bad about overspending?

No, that's a deliberate design decision. Finn never lectures, never uses red "you failed" numbers, and never shames you. The goal is to help, the way a supportive friend would, not to guilt-trip you.

Can I turn Finn's nudges off?

Yes, notification preferences are adjustable in Settings if you'd rather check in on your own schedule.

Bank connections & accounts

Is linking my bank account safe?

Yes. Bank connections go through Plaid, a banking-data provider used by thousands of financial apps. Your bank login never passes through Finnari or gets stored by us. See our Privacy Policy for details.

Can I add accounts manually instead?

Yes. Manual accounts work fully alongside linked ones, so you're never forced to connect a bank if you'd rather not.

Can I unlink a bank account later?

Yes, any time, from the Accounts screen. Your past transaction history stays in the app even after unlinking.

Billing & subscription

How do I cancel my subscription?

Subscriptions are managed through your Apple App Store or Google Play account settings, since that's who processes the payment. Cancelling there stops future renewals.

Do you offer refunds?

Refunds go through Apple's or Google's standard refund process, depending on where you subscribed.

Privacy & security

Do you sell my data?

No, never. Full details are in our Privacy Policy.

How do I delete my account or data?

You can export or delete your data from within the app at any time. If you need help, contact us and we'll take care of it.

Still stuck? Send us a message on the feedback page. Real answers, no chatbot.